Australia dating bank deposit pros and cons about internet dating

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Fortitude Valley mortgage broker Caroline Jean-Baptiste said the changes were impacting first home buyers and people looking to downsize, such as divorcees."Where the apartments are going up, that's where lenders are considering a higher risk area," she said."It does make getting into the market much more difficult, but sometimes you need to find a more creative solution."Ms Jean-Baptiste said it was mortgage insurers rather than the banks themselves demanding the restrictions."Quite often mortgage insurers will not insure in high density postcodes where the risk is higher," she said."Every bank that uses a certain mortgage insurer will be affected by this lender's mortgage policy."The ABC has obtained data from four major banks revealing suburbs where loans will be more difficult to secure: Finance and mortgage broker Julie Bammon said any "high-risk" borrower would be affected by the growing list of red flagged postcodes.

But she said not all banks would turn down a loan in high-risk areas."There would most likely be a bank or a lender where that borrower would be able to fit because different lenders concentrate on different things," she said.

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Buying an apartment in some Brisbane suburbs will soon become a lot more difficult after major banks released lists of suburbs deemed risky, where they will require a deposit of up to 20 per cent for a home loan.

Some banks have already imposed the restrictions, but from Monday Suncorp is set to red flag almost 40 locations.

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